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Now onboarding · Term 1, 2026

The operating system for Ugandan education.

One platform for school fees on Mobile Money, student wallets at the canteen, live bus tracking, boarding welfare, marketplace shopping and an AI copilot — built for every school, from St. Mary's Kitende to the smallest village UPE.

Schools live
40+
Funds safeguarded
UGX 4.2B
Active students
120k
Auth success
99.97%
schoolos.ug / parent LIVE
Family wallet
USh 412,500
Tuesday, 4 June · Good morning, Amina
S
Sarah
S2 · Boarding · #1000
Wallet
USh 84,200
On bus 14
St Mary's Kitende
I
Ivan
P4 · Day · #1001
Wallet
USh 12,500
Lunch checked-in
Greenhill Academy
M
Maya
P1 · Day · #1002
Wallet
USh 26,000
At school 7:14 AM
Greenhill Academy
Term 2 fees
Installment 3 of 4
Paid USh 1,260,000 of USh 1,750,000
Auto-deduct on 15 Jun · MTN •••• 4421
Live ledger
REAL-TIME
MoMo top-up · Amina
REF MM-77423 · 10:42
+USh 150,000
Canteen · Sarah
POS-Main · 13:15 · Meat pie
-USh 2,500
Bus boarding · Ivan
Bus 14 · 06:42 AM
Uniform shop · Maya
Approved by you · 09:01
-USh 48,000
SchoolOS copilot

Sarah's canteen spend is up 15% this week — mostly snacks at morning break. Cap her daily snack budget to UGX 5,000?

Trusted rails · Built for Ugandan financial reality
MTN MoMoAirtel MoneyStanbic BankCentenary BankEquity BankBank of UgandaURANIRAPride MicrofinanceDFCUPost BankPostPay UGFlutterwaveYo!PaymentsMTN MoMoAirtel MoneyStanbic BankCentenary BankEquity BankBank of UgandaURANIRAPride MicrofinanceDFCUPost BankPostPay UGFlutterwaveYo!Payments
// The platform

Twelve modules. One ledger. Every workflow that touches a child's school day.

A school wallet is easy to copy. An operating system that runs payments, transport, boarding, health and academics from a single regulated core is what makes parents stay and schools renew.

Module 01 · wallets

Smart Wallets

Every child gets a wallet funded by one or many guardians. Set daily, weekly, or monthly caps; restrict spend to approved merchant categories; reserve emergency balances that only an admin can release.

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Module 02 · fees

Fee Intelligence

Configure any fee structure your bursar imagines. Parents pay in installments, on payroll deduction, or one tap via MoMo push. Auto-reconcile against the school's chart of accounts.

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Module 03 · transport

Transport Ops

Live GPS for every bus, tap-to-board with student cards, parent-side pickup authorization, automated route optimization and real-time alerts when a child boards, alights or deviates.

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Module 04 · boarding

Boarding Suite

Digital bed maps, nightly roll call, leave-request workflows with guardian e-signature, visitor logs and a welfare score so housemasters can intervene early.

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Module 05 · health

Health Bay

Allergy and medication registers, sick-bay logbook, vaccination tracking and instant parent alerts when a child visits the nurse.

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Module 06 · marketplace

School Marketplace

Curated marketplace of vetted vendors. Parents approve purchases per category, students pick up in person, schools earn a transparent commission.

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Module 07 · copilot

AI Copilot

Ask in English or Luganda: 'Cap Sarah's snacks at 5,000', 'Who has not paid term 2?'. Copilots act, not just answer.

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Module 08 · identity

Identity & Access

Every student carries a digital passport: QR for canteen, NFC for gate and dormitory, signed events for library borrowing and exam entry.

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Module 09 · compliance

Compliance Engine

We operate under the National Payment Systems Act 2020 with safeguarded customer funds and a 10-year immutable ledger exportable to URA, BoU and external auditors.

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Module 10 · pos

Merchant POS

Hardware-free POS for every school merchant. Open shifts, scan a student QR, debit the wallet, deduct stock, print a Z-read at end of day.

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Module 11 · rewards

Rewards Economy

Schools and parents fund a points pool. Students earn points for measurable behaviour and redeem at approved canteens, bookshops and tuck stalls.

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Module 12 · alumni

Alumni & Sponsors

Alumni and sponsors fund specific children, see exactly where every shilling is spent, and mentor through the platform.

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// Built for Uganda

Works on every phone. In every village. On every network.

Most Ugandan parents live on WhatsApp. Many grandmothers and rural guardians still use feature phones. SchoolOS meets them where they are — without ever compromising the experience for parents on premium iPhones.

💬
WhatsApp

Check balances, pay fees, approve purchases, receive report cards — all inside WhatsApp.

📞
USSD *284*44#

Pay fees, see attendance, top up wallets without internet or a smartphone.

📲
Mobile Money

MTN MoMo + Airtel Money push directly to parents. No copy-pasting reference numbers.

🪪
NIRA-ready

National ID verification and KYC built in — for parents and for staff payroll.

S
SchoolOS — St Mary's
online
📚 Term 2 fees for Sarah Katono · S2.
Due: UGX 245,000 by 15 Jun.
Reply 1 to pay with MTN, 2 for Airtel.
1
✅ MTN MoMo prompt sent to +256 78••• 4421.
Enter your MoMo PIN to confirm UGX 245,000.
🎉 Payment received. Sarah's fees are now 72% settled.
REF: SCH-2026-T2-77423
Dial *284*44#
// Pricing in UGX

Fair pricing. Built for Ugandan school budgets.

A monthly SaaS fee covers software, support, hosting and backups. Transaction fees are modest so parents never feel punished for using the platform.

Small day schools & UPE
Community
USh 150,000/month
Up to 300 students
  • Wallets + parent app
  • MoMo fee collection
  • WhatsApp + USSD
  • Single canteen POS
  • Standard reports
Most popular
Mid-size primary & secondary
Standard
USh 300,000/month
Up to 1,200 students
  • Everything in Community
  • Multi-merchant POS + stock
  • School bus tracking
  • Boarding & dormitory suite
  • Health bay + medication tracking
  • AI copilot (parent & school)
International & school groups
Enterprise
USh 600,000/month
Unlimited · multi-campus
  • Everything in Standard
  • White-label parent app
  • Salary-to-fees employer integration
  • Scholarship & alumni platform
  • Custom analytics & dashboards
  • Dedicated success manager
Transaction fee schedule
Published · Pass-through transparent
Parent top-up1.5% · capped UGX 2,500
Canteen / shop / bus2.0% merchant fee
School fees collection0.5%
Card issuanceUGX 15,000 one-time
Same-day settlementUGX 1,000 / batch
SMS / WhatsApp bundleUGX 5–10 / message
// Compliance & trust

Regulated like a bank. Designed like a consumer app.

Every shilling parents put into SchoolOS is backed 1:1 by safeguarded customer funds held in trust. Records are retained for the statutory ten years.

BoU-licensed PSP

Operating under the National Payment Systems Act, 2020.

1:1 safeguarded funds

Wallet balances held in a segregated custodial trust account.

10-year audit trail

Immutable ledger for every transaction, retained per statute.

AML & dispute ops

Real-time monitoring, KYC, dispute and reversal workflows.